Can I get finance finance for an electric vehicle?

Yes, many of our lenders offer finance options for electric vehicles.

Can I get finance if i’m retired?

Yes, but you may need to provide proof of income, such as pension statements etc. Our team will discuss this with you.

Can I get finance if i’m self-employed?

Yes, but you may need to provide additional documentation, such as tax returns and bank statements, to prove your income to the lender. Our team will discuss this with you.

Do you offer Halal car finance?

No, this kind of finance is not something our lender panel can offer.

Can I finance a car with no deposit?

Yes, but this will depend on the amount you are looking to finance, and the lenders available will be limited. For lower value vehicles this is normally not an issue, but it will take longer for you to pay off your finance. The average deposit is usually 10% of the price, and on higher value … Continued

Can I finance a private sale?

Yes, you can finance a private sale, but the options for this are limited and there are requirements that must be met to be able to fund one, along with a minimum vehicle value of £30,000. Please speak to our team if you are looking to finance a private sale.

Can I finance a classic car?

Yes, our concierge team have plenty of experience financing classics, just get in touch and they can arrange this for you. Please bear in mind that there is a minimum vehicle value of £30,000 for this service due to the limited number of lenders that will finance a classic vehicle.

How quickly will my car finance be paid out?

Overall, the entire process from application to payout can take anywhere from 24 hours to few days, to a week or more, this is dependent on the lender and product chosen, and how quickly you the dealer provide the necessary documentation. For most of the applications we process though the average turnaround is a few … Continued

How long does it take to get approved for finance?

Approvals can take be instant, but can also take hours, or in some cases days (although this is a rare situation). In most cases our lenders will make a decision very quickly so you can progress your application, if anything further is required for approval our team will be in touch to get this sorted … Continued

How do I get a car finance quote?

You can use our calculator to get multiple finance quotes in just a few taps, we show you the lowest APR and monthly payment options we have available from our lenders, for PCP, HP and HP + Balloon (depending on qualifying vehicles). If you’d prefer, our team can walk you through the finance options we … Continued

How do I compare car finance offers?

You can use our calculator to get multiple finance quotes in just a few taps, we show you the lowest APR and monthly payment options we have available from our lenders, for PCP, HP and HP + Balloon (depending on qualifying vehicles). If you’d prefer, our team can walk you through the finance options we … Continued

Can I trade in my car if it’s not paid off?

Yes, but the settlement for that vehicle must be paid off as part of that purchase. Car dealers are well versed in this so will pay off the remainder depending on the part exchange price offered. If you are in negative equity you may be required to pay more towards the car to pay this … Continued

Does taking out car finance hurt your credit?

Applying for car finance of any kind involves a hard-search on your credit report, which can temporarily lower your score -the effect is usually minor and short-term. We can also do what is known as a soft-search to prequalify you for a lender if this is preferred, speak to our team if this is your … Continued

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