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8.9% APR Representative

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8.9% APR Representative

We are a credit broker, not a lender

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Representative Example – Personal Contract Purchase: Cash Price £35,000.00, Deposit £2,000.00, borrowing £33,000.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £496.83 followed by a final payment of £18,590.00. Total cost of credit of £8,941.01 and total amount payable of £43,941.01. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only. 

The ultimate car finance tool

Magnitude Finance transforms your mobile into a powerful car finance tool.

Get accurate car finance quotes in seconds, chat with our team or apply online. You can even complete the paperwork digitally.

Take us to the showroom to compare dealer quotes and do a deal on your terms!

Magnitude Finance Calculator
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8.9% APR Representative

We are a credit broker, not a lender.

Let’s make it happen

Looking for that new car feeling? Join the thousands of customer using Magnitude every year to make their dream car happen.​
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Our unique process puts you in the driver’s seat, which means you can sort your car finance before even stepping foot on a forecourt. You don’t need to take the dealer offering, compare with us first!
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Let’s get you showroom ready, together.​

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8.9% APR Representative

We are a credit broker, not a lender.

We believe in the power of choice

The power to choose from a wide range of lenders and finance product to find your perfect fit.​

The power to choose how you’d like to interact and apply. Happy to go solo? Apply online 24/7. Want to chat with an experienced team member? WhatsApp us, live chat, or call us, it’s your choice!​

The power to find out exactly how much you can borrow before even stepping foot on the forecourt.​

So, when you’re ready to get started, car finance starts here.​

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BMW M2 Competition

PCP Finance Example

8.9% APR Representative

We are a credit broker, not a lender

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Mercedes CLA35

PCP Finance Example

8.9% APR Representative

We are a credit broker, not a lender

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Porsche Macan

PCP Finance Example

8.9% APR Representative

We are a credit broker, not a lender

Get a quote

Representative Example – Personal Contract Purchase: Cash Price £35,000.00, Deposit £2,000.00, borrowing £33,000.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £496.83 followed by a final payment of £18,590.00. Total cost of credit of £8,941.01 and total amount payable of £43,941.01. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only. 

Your finance options

PCP Finance

The UK’s most popular form of car finance, with typically lower monthly repayments due to the balloon provided by the lender. PCP offers more options for you when you come towards the end of your agreement, you aren’t required to buy the car at the end of the agreement.

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    Flexible end of contract options – Keep, Trade, Return

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    Typically lower monthly repayments than HP

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    Charges if you exceed the pre-agreed limits

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HP Finance

A more traditional finance agreement, where you pay for the whole value of the vehicle over a set period of time, usually 5 years. This product is available for more vehicles than PCP as there are less lender limitations, with more flexibility on the age and mileage at the start.

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    You own the vehicle once your final payment is made

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    You are paying off more capital each month over PCP

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    Monthly repayments are usually higher than PCP

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Lease Purchase

Lease Purchase is more a specialist type of agreement, typically available on cars of higher value, but requires qualification from the lender. This more exclusive access means typically the balloon is as unique as the vehicle you are financing.

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    Balloon is unique to your vehicle, and can be adjusted

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    Fixed monthly payments, often lower than PCP

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    Only available on vehicles over a certain value

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Bespoke Options

We have built strong relationships with a large selection of lenders to be able to offer you a collection of specialised products. These products are designed for more unique financial situations, so they can be tailored to you and your personal circumstances. Speak to our experienced team to learn more.

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    Finance packages bespoke to you

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    Concierge team on hand to assist

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    More business focussed options

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8.9% APR Representative

We are a credit broker, not a lender

We're rated "Excellent" by our customers!

Trustpilot
What made this service great was you can put all the information in you need to provide and it you get a great comparison between your options and what the cost implications are and once you hit apply you have one dedicated person supporting your across the rest of your experience!
I would recommend Magnitude Finance to everyone, they are absolutely fantastic, anything you need they get back to you straight away. I dealt with Conagh and he was really good throughout. I couldn’t find a car that I wanted so he asked me what I was after, make, model, spec etc and he searched and sent me a few different options within a few days. Just really good service and a really nice guy.
Where do I begin, from the first point of contact to the last the service from this company is spot on. Usually with finance companies you don’t really get a personal service it’s just a case of a quote and done. Magnitude have it spot on, easy quotes, great communication along the way and a streamline process of getting it all sorted. Special thanks to Tasha who was amazing throughout …. Thank you

Got questions?

Our team are on hand to help answer any queries you may have. You can call us, chat with us on WhatsApp and Live Chat or get in touch using the contact form in the footer.

Frequently Asked Questions

  • Yes, but this will depend on the amount you are looking to finance, and the lenders available will be limited. For lower value vehicles this is normally not an issue, but it will take longer for you to pay off your finance.

    The average deposit is usually 10% of the price, and on higher value vehicles the lender may ask for a larger deposit depending on your situation.

  • Yes, you can finance a private sale, but the options for this are limited and there are requirements that must be met to be able to fund one, along with a minimum vehicle value of £30,000. Please speak to our team if you are looking to finance a private sale.

  • Yes, our concierge team have plenty of experience financing classics, just get in touch and they can arrange this for you. Please bear in mind that there is a minimum vehicle value of £30,000 for this service due to the limited number of lenders that will finance a classic vehicle.