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8.9% APR Representative
We are a credit broker, not a lender
8.9% APR Representative
We are a credit broker, not a lender
As featured in...
Representative Example – Personal Contract Purchase: Cash Price £35,000.00, Deposit £2,000.00, borrowing £33,000.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £496.83 followed by a final payment of £18,590.00. Total cost of credit of £8,941.01 and total amount payable of £43,941.01. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only.
Representative Example – Personal Contract Purchase: Cash Price £35,000.00, Deposit £2,000.00, borrowing £33,000.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £496.83 followed by a final payment of £18,590.00. Total cost of credit of £8,941.01 and total amount payable of £43,941.01. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only.
Your finance options
8.9% APR Representative
We are a credit broker, not a lender
We're rated "Excellent" by our customers!
Got questions?
Our team are on hand to help answer any queries you may have. You can call us on 01943 330324, chat with us on WhatsApp and Live Chat or get in touch using the contact form in the footer.
Frequently Asked Questions
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You can use our calculator to get multiple finance quotes in just a few taps, we show you the lowest APR and monthly payment options we have available from our lenders, for PCP, HP and HP + Balloon (depending on qualifying vehicles).
If you’d prefer, our team can walk you through the finance options we have available to you on the phone, via email, live chat or WhatsApp.
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What’s the difference between PCP and HP?
PCP: PCP is a popular, cost-effective way to finance a car with a flexible deposit and three end-of-contract options: keep, trade/part exchange, or return. Introduced in the late 90s, it defers the car’s value (Guaranteed Minimum Future Value – GMFV) until the end of the contract.
HP: Hire Purchase is a more traditional way to finance your car. You pay for the vehicle over fixed monthly payments (2-5 years), and ownership transfers to you at the end.
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The representative APR is the APR that is offered to at least 51% of customers, so if the advertised APR is the same/similar to the representative APR, you know a majority of customers are getting the best rates available. Note that the APR you are offered could the same, lower or higher depending on your circumstances and the product.
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Yes, you can finance a private sale, but the options for this are limited and there are requirements that must be met to be able to fund one, along with a minimum vehicle value of £30,000. Please speak to our team if you are looking to finance a private sale.
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Yes, our concierge team have plenty of experience financing classics, just get in touch and they can arrange this for you. Please bear in mind that there is a minimum vehicle value of £30,000 for this service due to the limited number of lenders that will finance a classic vehicle.