Can I trade in my car if it’s not paid off?

Yes, but the settlement for that vehicle must be paid off as part of that purchase. Car dealers are well versed in this so will pay off the remainder depending on the part exchange price offered. If you are in negative equity you may be required to pay more towards the car to pay this off.

We can offer a ‘top-up loan’ facility to cover the difference if required, speak to our team for more information on this.