Rates from 6.9% | 8.9% APR Representative

Welcome to Magnitude Finance!

You’ve seen the estimated finance offer, now let’s get you an accurate PCP or HP quote

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8.9% APR Representative

We are a credit broker, not a lender

Get A Quote

8.9% APR Representative

We are a credit broker, not a lender

As featured in...

Representative Example – Personal Contract Purchase: Cash Price £35,000.00, Deposit £2,000.00, borrowing £33,000.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £496.83 followed by a final payment of £18,590.00. Total cost of credit of £8,941.01 and total amount payable of £43,941.01. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only.

How We Estimated Your Car Finance Quote

Thank you for sharing your deposit amount and the value of the car that you are interested in, it’s a great start and one of our sales team will be in contact shortly to help you progress this further.

Using the information you provided, we’ve generated an estimated PCP (Personal Contract Purchase) or Hire Purchase finance quote in partnership with our Price Comparison Website partner.

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What We’ve Used To Estimate Your Quote

Your quote is based on the following assumptions:

• Your Deposit
The amount you gave us was factored in to reduce your overall finance balance and shape your monthly payments.

• Standard Terms
We’ve applied a typical agreement term and the lowest annual mileage tier, 5,000 miles per annum.

• Estimated Future Value (GMFV)
Based on the car’s indicative value, mileage, and contract term, we’ve projected what it could be worth at the end of the agreement.

This gives you a rough estimate of your monthly payments, but to finalise your quote, we’ll need the exact details of the car you’re financing.

Why The Exact Car Matters

To generate the most accurate and competitive finance offer, we need a few more details:

• Exact Vehicle Specification
Trim, engine size, and optional extras can significantly impact both the price and future value.

• Full Vehicle Details
Knowing the car’s age, actual mileage, and exact cash price helps us match you with the right lender.

• Lender-Specific Terms
Some lenders apply different residual values depending on fuel type, such as Electric, Diesel, or Plug-In Hybrid.

Need help finding a car?

Our experienced sales team works closely with trusted dealers across the UK, and they’re always happy to assist a Magnitude customer.

Request a callback

Finalise Your Quote and Move Forward

Once you’ve chosen a specific car, our live finance calculator will do the rest, showing you a clear, accurate breakdown of your monthly payments based on your deposit, term, and mileage preferences.

Audi RS6 Vorsprung

PCP Finance Example

Cash price	£74,000.00
Deposit	£14,000.00
Amount of credit	£60,000.00
Monthly payment	£807.74
APR	7.9%
GMFV/Balloon	£36,955.00
Total amount payable	£88,928.78
Interest charges	£14,918.78
Term	48 months
Annual mileage	6,000 miles
Interest type	Fixed

8.9% APR Representative

We are a credit broker, not a lender

Get a quote

Land Rover Defender 110

Lease Purchase Finance Example

Cash price	£67,000.00
Deposit	£7,000.00
Amount of credit	£60,000.00
Monthly payment	£849.80
APR	8.9%
Balloon	£36,646.25
Total amount payable	£83,698.85
Interest charges	£16,698.85
Term	48 months
Annual mileage	6,000 miles
Interest type	Fixed

8.9% APR Representative

We are a credit broker, not a lender

Get a quote

Porsche 911 Carrera T

Lease Purchase Finance Example

Cash price	£89,000.00
Deposit	£10,000.00
Amount of credit	£79,000.00
Monthly payment	£1,067.84
APR	8.9%
Balloon	£51,157.50
Total amount payable	£111,458.45
Interest charges	£22,458.45
Term	48 months
Annual mileage	6,000 miles
Interest type	Fixed

8.9% APR Representative

We are a credit broker, not a lender

Get a quote

Got questions?

Our team are on hand to help answer any queries you may have. You can call us, chat with us on WhatsApp and Live Chat or get in touch using the contact form in the footer.

Yes, you can make a joint application. This is a popular option with leisure vehicles, please note both applicants must live at the same address.
No, you can’t finance a vehicle you already own, but we do have an equity release facility available to qualifying customers, allowing you to take equity out of your vehicle and pay it back in monthly payments (similar to equity release with a home). This is a specialist product and is unique to every situation so please speak to our team for more information.
Positive equity occurs when the value of an asset exceeds the amount owed on any loans secured against it. If the market value of your vehicle is higher than the settlement figure on your finance, you have positive equity. For instance, if your car is worth £15,000 and you owe £10,000 on your car loan, you have £5,000 in positive equity.
Negative equity occurs when the value of an asset is lower than the amount owed on any loans secured against it. If the market value of your vehicle is lower than the settlement figure on your finance, you have negative equity. For instance, if your car is worth £10,000 and you owe £15,000 on your car loan, you have £5,000 in negative equity.