8.9% APR Representative
We are a credit broker, not a lender
As featured in...
Representative Example – Personal Contract Purchase: Cash Price £35,000.00, Deposit £2,000.00, borrowing £33,000.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £496.83 followed by a final payment of £18,590.00. Total cost of credit of £8,941.01 and total amount payable of £43,941.01. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only.
Fund your dream luxury car with us
At Magnitude, we have a wealth of knowledge when it comes to financing luxury cars, with over 35 years of experience funding models of all varieties.
We have long-established relationships with our panel of lenders, allowing us to help thousands of customers get that new car feeling each year.
We’re trusted by a large dealer network, so your dream sports car could be just a few steps away…
8.9% APR Representative
We are a credit broker, not a lender.
8.9% APR Representative
We are a credit broker, not a lender.
Get accurate quotes on the go
Callbacks? Who needs ‘em!
Our finance calculator transforms your mobile into a powerful car finance tool, giving you accurate finance quotes in seconds, so you can compare them wherever, whenever.
You can even take us to the showroom to compare dealer quotes and do a deal on your terms!
8.9% APR Representative
We are a credit broker, not a lender.
8.9% APR Representative
We are a credit broker, not a lender.
Why choose Magnitude?
We understand that there are a wealth of options out there, which is why we always try our best to give you the best available.
Our award-winning customer experience is thanks to a combination of a fantastic finance calculator, and our team of specialists, experts in their field, who are ready to help find a solution that fits you, not the dealer.
Don’t believe us? Our team are rated “Excellent” on Trustpilot, with over 2,000 5-star reviews.
See what our clients think...
Rolls-Royce Cullinan
Interest Only Finance Example
8.9% APR Representative
We are a credit broker, not a lender
Range Rover Sport
Lease Purchase Finance Example
8.9% APR Representative
We are a credit broker, not a lender
Mercedes G63 AMG
Lease Purchase Finance Example
8.9% APR Representative
We are a credit broker, not a lender
The above finance example is for illustrative purposes only, to get a quote, contact one of our team. Representative Example – Personal Contract Purchase: Cash Price £35,000.00, Deposit £2,000.00, borrowing £33,000.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £496.83 followed by a final payment of £18,590.00. Total cost of credit of £8,941.01 and total amount payable of £43,941.01. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only.
Your luxury car finance options
PCP Finance
The UK’s most popular form of car finance, with typically lower monthly repayments due to the balloon provided by the lender. PCP offers more options for you when you come towards the end of your agreement, you aren’t required to buy the car at the end of the agreement.
- -
Flexible end of contract options – Keep, Trade, Return
- -
Typically lower monthly repayments than HP
- -
Charges if you exceed the pre-agreed limits
HP Finance
A more traditional finance agreement, where you pay for the whole value of the vehicle over a set period of time, usually 5 years. This product is available for more vehicles than PCP as there are less lender limitations, with more flexibility on the age and mileage at the start.
- -
You own the vehicle once your final payment is made
- -
You are paying off more capital each month over PCP
- -
Monthly repayments are usually higher than PCP
Lease Purchase
Lease Purchase is more a specialist type of agreement, typically available on cars of higher value, but requires qualification from the lender. This more exclusive access means typically the balloon is as unique as the vehicle you are financing.
- -
Balloon is unique to your vehicle, and can be adjusted
- -
Fixed monthly payments, often lower than PCP
- -
Only available on vehicles over a certain value
PCP Finance
The UK’s most popular form of car finance, with typically lower monthly repayments due to the balloon provided by the lender. PCP offers more options for you when you come towards the end of your agreement, you aren’t required to buy the car at the end of the agreement.
- -
Flexible end of contract options – Keep, Trade, Return
- -
Typically lower monthly repayments than HP
- -
Charges if you exceed the pre-agreed limits
HP Finance
A more traditional finance agreement, where you pay for the whole value of the vehicle over a set period of time, usually 5 years. This product is available for more vehicles than PCP as there are less lender limitations, with more flexibility on the age and mileage at the start.
- -
You own the vehicle once your final payment is made
- -
You are paying off more capital each month over PCP
- -
Monthly repayments are usually higher than PCP
Lease Purchase
Lease Purchase is more a specialist type of agreement, typically available on cars of higher value, but requires qualification from the lender. This more exclusive access means typically the balloon is as unique as the vehicle you are financing.
- -
Balloon is unique to your vehicle, and can be adjusted
- -
Fixed monthly payments, often lower than PCP
- -
Only available on vehicles over a certain value
Bespoke Options
We have built strong relationships with a large selection of lenders to be able to offer you a collection of specialised products. These products are designed for more unique financial situations, so they can be tailored to you and your personal circumstances. Speak to our experienced team to learn more.
8.9% APR Representative
We are a credit broker, not a lender
-
What’s the difference between PCP and HP?
PCP: PCP is a popular, cost-effective way to finance a car with a flexible deposit and three end-of-contract options: keep, trade/part exchange, or return. Introduced in the late 90s, it defers the car’s value (Guaranteed Minimum Future Value – GMFV) until the end of the contract.
HP: Hire Purchase is a more traditional way to finance your car. You pay for the vehicle over fixed monthly payments (2-5 years), and ownership transfers to you at the end.
-
You can use our calculator to get multiple finance quotes in just a few taps, we show you the lowest APR and monthly payment options we have available from our lenders, for PCP, HP and HP + Balloon (depending on qualifying vehicles).
If you’d prefer, our team can walk you through the finance options we have available to you on the phone, via email, live chat or WhatsApp.
-
Yes, our concierge team have plenty of experience financing classics, just get in touch and they can arrange this for you. Please bear in mind that there is a minimum vehicle value of £30,000 for this service due to the limited number of lenders that will finance a classic vehicle.
-
Your credit score, loan term, loan amount, and the lender’s policies all influence the interest rates that are available to you. We will always offer you the lowest available interest rate (APR) we have available for your circumstances. Our representative APR is the interest rate that the majority of our customers are offered.
-
No, you can’t finance a vehicle you already own, but we do have an equity release facility available to qualifying customers, allowing you to take equity out of your vehicle and pay it back in monthly payments (similar to equity release with a home). This is a specialist product and is unique to every situation so please speak to our team for more information.