Skip to content
Rates from 6.9% | 8.9% APR Representative

Car Finance Calculator

Compare multiple finance quotes in just a few taps!

8.9% APR Representative

We are a credit broker, not a lender

As featured in...

Representative Example – Personal Contract Purchase: Cash Price £35,000.00, Deposit £2,000.00, borrowing £33,000.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £496.83 followed by a final payment of £18,590.00. Total cost of credit of £8,941.01 and total amount payable of £43,941.01. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only. 

The ultimate car finance tool

We transform your mobile phone into a powerful car finance tool.

Get accurate car finance quotes in seconds, anytime, anywhere, with the power to choose how you’d like to interact and apply. Happy to go solo? You can apply online 24/7. Want to chat with our experienced team? Chat with us on WhatsApp or Live Chat, or just give us a call.

Take us to the showroom to compare us to your dealer quotes and do a deal on your terms!​

Magnitude Finance Calculator
Get A Quote

8.9% APR Representative

We are a credit broker, not a lender.

Let’s make it happen

Looking for that new car feeling? Join the thousands of customer using Magnitude to make their dream car happen.​

Our unique process puts you in the driver’s seat, which means you can sort your car finance before even stepping foot on a forecourt.

Let’s get you showroom ready, together.​​

Get A Quote

8.9% APR Representative

We are a credit broker, not a lender.

See what our clients think...

Mercedes CLA35

PCP Finance Example

8.9% APR Representative

We are a credit broker, not a lender

Get a quote

Porsche Macan

PCP Finance Example

8.9% APR Representative

We are a credit broker, not a lender

Get a quote

Volkswagen Golf GTI

PCP Finance Example

Finance example image

8.9% APR Representative

We are a credit broker, not a lender

Get a quote

Audi Q3

PCP Finance Example

8.9% APR Representative

We are a credit broker, not a lender

Get a quote

Representative Example – Personal Contract Purchase: Cash Price £35,000.00, Deposit £2,000.00, borrowing £33,000.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £496.83 followed by a final payment of £18,590.00. Total cost of credit of £8,941.01 and total amount payable of £43,941.01. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only. 

Got questions?

Our team are on hand to help answer any queries you may have. You can call us, chat with us on WhatsApp and Live Chat or get in touch using the contact form in the footer.

FAQs

  • You can use our calculator to get multiple finance quotes in just a few taps, we show you the lowest APR and monthly payment options we have available from our lenders, for PCP, HP and HP + Balloon (depending on qualifying vehicles).

    If you’d prefer, our team can walk you through the finance options we have available to you on the phone, via email, live chat or WhatsApp.

  • You can use our calculator to get multiple finance quotes in just a few taps, we show you the lowest APR and monthly payment options we have available from our lenders, for PCP, HP and HP + Balloon (depending on qualifying vehicles).

    If you’d prefer, our team can walk you through the finance options we have available to you on the phone, via email, live chat or WhatsApp.

  • Yes, car finance is available for both new and used cars. Terms may vary based on the car’s age and condition. There are limits to what a regular PCP or HP agreement can finance, with older cars of higher value we can look to use a HP + Balloon agreement with some lenders (dependent on qualification terms)

  • Deposits typically range from 10% to 20% of the car’s value, some lenders may require a minimum deposit to be added to be able to borrow from them.

  • Yes, but this will depend on the amount you are looking to finance, and the lenders available will be limited. For lower value vehicles this is normally not an issue, but it will take longer for you to pay off your finance.

    The average deposit is usually 10% of the price, and on higher value vehicles the lender may ask for a larger deposit depending on your situation.

  • No, this kind of finance is not something our lender panel can offer.

  • Yes, but you may need to provide proof of income, such as pension statements etc. Our team will discuss this with you.

  • Yes, you can finance a private sale, but the options for this are limited and there are requirements that must be met to be able to fund one, along with a minimum vehicle value of £30,000. Please speak to our team if you are looking to finance a private sale.

  • Yes, most agreements allow early repayment, but you may incur early settlement fees (usually 58 days of interest), but this is dependent on the lenders terms and the type of finance facility you take out.