BMW Finance
8.9% APR Representative
We are a credit broker, not a lender
8.9% APR Representative
We are a credit broker, not a lender
As featured in...
Representative Example – Personal Contract Purchase: Cash Price £35,000.00, Deposit £2,000.00, borrowing £33,000.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £496.83 followed by a final payment of £18,590.00. Total cost of credit of £8,941.01 and total amount payable of £43,941.01. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only.
BMW M2 Competition
PCP Finance Example
8.9% APR Representative
We are a credit broker, not a lender
BMW 330e M Sport
PCP Finance Example
8.9% APR Representative
We are a credit broker, not a lender
BMW M135i
PCP Finance Example
8.9% APR Representative
We are a credit broker, not a lender
BMW X3M Competition
PCP Finance Example
8.9% APR Representative
We are a credit broker, not a lender
Representative Example – Personal Contract Purchase: Cash Price £35,000.00, Deposit £2,000.00, borrowing £33,000.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £496.83 followed by a final payment of £18,590.00. Total cost of credit of £8,941.01 and total amount payable of £43,941.01. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only.
Your BMW finance options
Bespoke Options
We have built strong relationships with a large selection of lenders to be able to offer you a collection of specialised products. These products are designed for more unique financial situations, so they can be tailored to you and your personal circumstances. Speak to our experienced team to learn more.
8.9% APR Representative
We are a credit broker, not a lender
Got questions?
Our team are on hand to help answer any queries you may have. You can call us, chat with us on WhatsApp and Live Chat or get in touch using the contact form in the footer.
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At Magnitude Finance, we have an unparalleled heritage and pedigree in working with our clients to arrange funding packages for a wide range of prestige, classic and luxury cars.
As a company, we have designed our services around our customer’s requirements, and, as have built partnerships with both retailers and lenders to make the car buying journey as smooth and effortless as possible.
With access to a wide panel of finance lenders -many of which are main UK banks offering exclusive products – means we are perfectly placed to meet your individual preferences.
We also offer a concierge approach to our car finance.
As part of this service, we offer:
- Specialist lending for classic, exotic or older vehicles
- Assistance to refinance your vehicle for the best deal
- Car finance for sports and media professionals
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We have over 35 years of experience in offering a wide range of prestige car finance products and are proud to have assisted thousands of people to get behind the wheel of iconic, luxury cars.
Alongside an unrivalled level of service and a concierge team ready with professional knowledge – plus an eye for the best deals – we have access to a large panel of finance lenders across the market.
As a prestige product, BMW vehicles typically qualify for the majority of the finance products we offer, with PCP, HP and HP + Balloon quotes available through our calculator, and more bespoke options available through our concierge team!
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You can use our calculator to get multiple finance quotes in just a few taps, we show you the lowest APR and monthly payment options we have available from our lenders, for PCP, HP and HP + Balloon (depending on qualifying vehicles).
If you’d prefer, our team can walk you through the finance options we have available to you on the phone, via email, live chat or WhatsApp.
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You can use our calculator to get multiple finance quotes in just a few taps, we show you the lowest APR and monthly payment options we have available from our lenders, for PCP, HP and HP + Balloon (depending on qualifying vehicles).
If you’d prefer, our team can walk you through the finance options we have available to you on the phone, via email, live chat or WhatsApp.
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The APR (annual percentage rate) refers to the total cost of your borrowing for a year. This will include any lender fees and interest for that year.
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The representative APR is the APR that is offered to at least 51% of customers, so if the advertised APR is the same/similar to the representative APR, you know a majority of customers are getting the best rates available. Note that the APR you are offered could the same, lower or higher depending on your circumstances and the product.
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What’s the difference between PCP and HP?
PCP: PCP is a popular, cost-effective way to finance a car with a flexible deposit and three end-of-contract options: keep, trade/part exchange, or return. Introduced in the late 90s, it defers the car’s value (Guaranteed Minimum Future Value – GMFV) until the end of the contract.
HP: Hire Purchase is a more traditional way to finance your car. You pay for the vehicle over fixed monthly payments (2-5 years), and ownership transfers to you at the end.